By Patricia Donlevy-Rosen

The New Florida Exemption Laws

Howard Rosen, Esq. • September 1, 1993

On May 14, 1993, the Florida Legislature enacted (without the Governor’s signature) significant changes and added new provisions to Florida’s exemption laws. These changes become effective on October 1, 1993, although the effective date provision could have been more clearly drafted. In this issue, we will examine these new and changed provisions and see how you may be affected.

Real Estate Ownership in the United States

Howard Rosen, Esq. • June 1, 1993

Do you own real estate? Are you a shareholder in a closely-held corporation or a partner in a partnership that owns real estate? Are you a trustee of a trust that owns real estate? If you answered “yes” to any of these questions, you should read on….

Environmental Liability in the 90’s

Howard Rosen, Esq. • April 15, 1993

As we move into the next century, the environmental liability outlook for American business is foreboding at best. Environmental regulation is mushrooming on federal, state and local levels, exposing us to enormous civil liability in the form of clean up costs, penalties, and third party claims, as well as potential criminal liability.

Florida Exemption Planning

Howard Rosen, Esq. • April 1, 1993

Exemptions are provided by the laws of each state in order to protect specified property interests from being reached by creditors and bankruptcy courts. Each state may adopt its own exemption laws, or may choose to adopt the federal bankruptcy exemptions, or may permit its residents their choice.

Selecting an Offshore Jurisdiction for the APT

Howard Rosen, Esq. • January 1, 1993

Selecting the jurisdiction in which the Asset Protection Trust (“APT”) will be located is a very important step. Consideration must be given to a number of factors at that location.

Fraudulent Transfer Issues In Asset Protection

Howard Rosen, Esq. • December 1, 1992

It is often said that the key to effective asset protection is ADVANCE PLANNING. This truism is repeatedly emphasized, because of the “fraudulent transfer” laws. Fraudulent transfer laws in one form or another are in effect in every state and civilized jurisdiction in the world.